Having jointed into European Union in 2004 the 1st of May, Baltic States have become an integral part of insurance market. The idea of united insurance market establishment has 30 years history. The established viewpoint that the most important moment in united market establishment is regulation of legal, financial, standard, organizing problems of insurance companies. Only after long time it has been found that problems connected with customers, supervision, mediation, reinsurance and contracts legislation are very actual in the united market. Thus, the regulation processes relate not only insurers but also the other market participants and territories. With the insurance market unification its main important element of it is considered the united license principle, which provides that license issued by one of European Union member states is valid in the other EU states. Insurance companies have a possibility to provide their services through branch enterprises, agencies and representatives in all EU states. European Insurance Association (Comité Européen des Assurances - CEA) is an institution which is found with an aim to organize the united insurance market within European Union involving all EU member states insurance associations. At the present moment CEA members are not only EU member states but also many other states. CEA includes 33 national insurance associations: 25 of them are EU member states associations, but others represent such states as Sweden, Turkey, Switzerland, Iceland, Liechtenstein, Bulgaria and Croatia.